Two good Smart Money articles

Smart Money has a couple of good articles related to homeowners and tax benefits.

A Primer on Homeowner Tax Breaks - "Thinking about purchasing your first home? Then you're probably well aware of the potential tax breaks coming your way. In case you're not, let's review"

Points or No Points? - "When it comes to mortgage points, it pays to keep score. Be warned, though: It can get tricky. The term points has multiple meanings in the mortgage world."