Insurers Offer Special Protection To High-End Homeowners
From today’s RealEstateJournal.com,
High-end homeowners can take advantage of concierge service from several insurance companies this summer to deal with natural disasters like hurricanes and wildfires.As the Atlantic hurricane season advances, insurers such as American International Group Inc., Chubb Corp. and Allianz AG’s Fireman’s Fund Insurance Co., are rolling out services aimed at helping homeowners prevent severe losses. These insurers are heading to clients’ homes before storms or wildfires hit to plan for safely storing valuables and generally minimizing damage. At least one insurer plans to step in immediately after a storm to keep damage from causing greater losses, such as water damage from a leaky roof. For the companies, the measures also are intended to avert high claims payouts.
AIG’s Private Client Group is piloting a new Hurricane Protection Unit in three Florida counties starting this month that will send company employees to your home to scope out what you need to do to prevent wind and water damage. They’ll work out a customized disaster plan to roll up your Oriental carpets and move them to higher floors, or evacuate your art collection to safety. After a storm hits, AIG will dispatch, even before you filed a claim, a special team with tarps and boards to patch up a leaky roof to make sure that more damage doesn’t occur from rot and mold. [more...]
There’s no mention of earthquake service, perhaps since it’s so much less predictable, but there might be some merit to having someone come out and ‘quake-proof’ your house…
