Archive for the ‘real estate san francisco conforming loans’ Category

Inventory is low, it’s no joke!

7dayMLSComparisona Chart3Weekly, I pull the numbers. and currently our San Francisco inventory is at a lower point than even last year at this time! With low interest rates and low inventory,  if you or someone you know are considering selling, this could be a great opportunity! Let me know if you would like to discuss your options.


Rita Roti is a broker associate / assistant manager at Zephyr Real Estate and can be reached at


So very many home tours… in the Bay Area


The San Francisco Chronicle had a great article about some of the upcoming home tours and I had heard about most of them.  Except, I had never known about the Private Collections Tour: The Spring Art Tour!  It sounds like a fascinating way to see a home filled with art and benefit a good cause all at the same time.  You get a choice of which collection to visit and even an invite to a party afterwards.

Or perhaps you’d like to check out the San Francisco Decorator Showcase or the Marin Living Home Tour or Dwell Home Tour or one of so many others!

Read the article for more!

Rita Roti is a broker associate / assistant manager at Zephyr Real Estate and can be reached at



New Increased Conforming Loan Rates no help as of yet

So the new conforming loan rates have been signed into law, and many of us have been waiting to see how those new guidelines will actualize themselves in the coming weeks.

Unfortunately it’s not shaping up to be much of a boost to the jumbo loan affordability, at least for the moment.

As reported by Matt Carter from Inman News – The Securities Industry and Financial Markets Association announced that the new conforming loan increase of $729,750 will not be put into the same pool of secondary market where most conforming loans are traded, presumably to avoid contamination and an increase in interest rates to existing conforming loans.

The primary concern for investors of the new ‘jumbo light’ loans is early pre-payment ironically, not default of the existing loans.

Meantime interest rates, while still at historic lows overall, have been inching up steadily since the Fed’s began lowering rates the beginning of the year – presumably on fears of inflation, is the latest buzz explanation I’m being told.

Thanks for Stephen Barber at Pacific Guarantee for passing the Inman News article onto me – it’s well worth the read for any mortgage interest watchers.